Identity Theft Information
This packet will provide victims with a list of resources and
instructions when dealing with an identity theft situation. The Webster Police
Department will assist victims associated with this crime, but unfortunately,
the victims themselves are burdened with resolving their own credit problems.
Victims of identity theft must act quickly and assertively to minimize the
damage to their good name and credit history.
dealing with the authorities and financial institutions, try to keep a log of
all your conversations, including dates, times, names, and phone numbers. In
this packet, there will be a worksheet for your convenience when logging this
contact information. There will also be an ID theft affidavit supplied by the
Federal Trade Commission, which has been adapted by all financial and credit
institutions when filing fraudulent activities to your personal accounts.
If you need further
assistance, please feel free to contact the Webster Police Departments Bureau of
Criminal Investigations and a detective will try to answer questions regarding
If you find that you're a victim of identity
theft, the Webster Police Department immediately urges you to take the following
- Contact the fraud
departments of each of the three major credit bureaus and report the theft.
Ask that a "fraud alert" be placed on your file and that no new
credit be granted without your approval.
Trans Union: 1-800-680-7289
- For any accounts that have
been fraudulently accessed or opened, contact the security department of the
appropriate creditor or financial institution. Close these accounts and put
passwords (not your mother's maiden name or Social Security
number) on any new accounts you open.
- To report fraudulent use
of your personal checks, contact the following national checking agencies:
International Check: 1-800-526-5380
- You must file a report
with your local police department or the police department where the
identity theft took place. Get the report number or a copy of the report in
case the bank, credit card company or others need proof of the crime later.
- Call the ID Theft
Clearinghouse toll-free at 1-877-IDTHEFT (1-877-438-4338)
to report the theft. Counselors will take your complaint and advise you on
how to deal with the credit-related problems that could result from ID
theft. The Identity Theft Hotline gives you one place to
report the theft to the federal government and receive helpful information.
For more information, the following (non-profit) websites are great
resources on identity theft:
Federal Trade Commission
Identity Theft Resource Center
Privacy Rights Clearinghouse
Social Security Online
U.S. Postal Inspection Service
Click Here for an Identity Theft Worksheet